Apply for Auto Financing Near Edmonton
Get pre-approved for your next Dodge, Ram, Jeep or Chrysler
Fill out one short application and our finance team will shop it to our network of banks and lenders to find the payment that fits your budget. It takes about five minutes, and you can do it from your couch.
- All credit situations welcome. Good credit, bad credit, no credit, or starting over.
- Many lenders, one application. We do the shopping so you don't have to.
- No obligation. Knowing your numbers doesn't commit you to buy.
Prefer to talk it through? Call our finance department or stop by the dealership in Sherwood Park. We're happy to walk you through the application in person.
Secure credit application
Your information is sent directly to our finance team and is used only to process your application.
How getting approved works
- 1
Apply online
Tell us a bit about yourself, where you live and work, and what you earn. Most people finish in about five minutes.
- 2
We shop your application
Our finance managers work with major banks and specialty lenders to find the rate and term that suit your situation.
- 3
Pick your vehicle and drive
Once you know your budget, choose from our new and pre-owned inventory and we'll have the paperwork ready when you arrive.
Your credit history doesn't have to hold you back
A credit score is only part of the picture. Lenders also look at your income, job stability and down payment. We help you present the whole story so you have the best chance at approval.
First-time buyers
No credit history yet? We'll help you build it with your first vehicle loan.
New to Canada
Newcomer programs are available for permanent residents and work-permit holders.
Rebuilding credit
Past missed payments, bankruptcy or a consumer proposal can still lead to approval.
Self-employed and contractors
Oilfield, trades and seasonal income? We know lenders who understand how you get paid.
Commercial and fleet
Financing and leasing for businesses buying one work truck or a full fleet.
Upgrading early
Still owe on your current vehicle? We can look at rolling it into your new loan.
Have these handy to speed things up
You don't need everything to apply, but having it ready helps us finalize your approval faster.
- Valid Alberta driver's licence
- Recent pay stub or proof of income
- Proof of address (utility bill)
- Employer name and phone number
- Trade-in details and payout, if any
- Void cheque or banking info
Car and truck financing in Sherwood Park, Edmonton and the Capital Region
Sherwood Dodge helps drivers across Sherwood Park, Strathcona County, Edmonton, Fort Saskatchewan, Ardrossan, Beaumont, Leduc and St. Albert get financed on new Dodge, Ram, Jeep and Chrysler vehicles and quality pre-owned cars, trucks and SUVs. Whether you're after a Ram 1500 for the daily commute, a Ram 3500 Heavy Duty for work in Alberta's Industrial Heartland, or a Jeep Grand Cherokee for family trips to Elk Island, our finance team makes the approval process simple.
Because we work with a wide network of Canadian banks, credit unions and specialty lenders, we can often find options that a single bank can't. That includes financing for first-time buyers, newcomers to Canada, self-employed Albertans, oilfield and trades workers with variable income, and customers rebuilding after bankruptcy or a consumer proposal.
Apply online in minutes, get your numbers, then shop our inventory knowing exactly what you can afford. Priced Right, Right Up Front. That's the Sherwood Dodge way.
Common financing questions
Will applying hurt my credit score? +
A lender will review your credit report to make a decision. A single application for a vehicle loan typically has a small, short-term effect. Our team will explain exactly what happens before anything is submitted to a lender.
How long does approval take? +
Many applications get a response the same business day. More complex situations may need a few extra documents, and we'll contact you if so.
Do I need a down payment? +
Not always. Zero-down options may be available on approved credit. A down payment or trade-in can lower your payment and improve your approval odds.
Can I apply before choosing a vehicle? +
Yes, and we recommend it. Knowing your approved budget first makes shopping faster and helps you focus on vehicles that fit.
Can I finance a used vehicle? +
Absolutely. The same application works for new and pre-owned vehicles in our inventory.
Ready when you are
All financing is on approved credit (OAC). Rates, terms and down payment requirements vary by lender, credit history and vehicle. Approval is not guaranteed. Submitting an application does not obligate you to purchase. See dealer for details.
